Оплата банковской картой

RESPONSE=$(curl -sS -X POST "$BASE/api/v3/projects/$PROJECT_ID/invoices" \
  -H "Content-Type: application/json" \
  -H "X-Login: $LOGIN" \
  -H "X-Timestamp: $TS" \
  -H "X-Signature-Version: 3" \
  -H "X-Signature: $SIG" \
  -d '{
        "client_ip": "10.20.30.40",
        "customer": {
          "type": "undefined_bank_card",
          "source": "my_app",
          "country": "RU",
          "merchant_customer_id": "client_12345"
        },
        "order": {
          "merchant_order_id": "order_123",
          "price": { "amount": "20.00", "currency": "RUB", "vat_included": true }
        }
      }')
 
echo "$RESPONSE" | jq -r '.data.authorization.url'

<?php
$payload = [
    'client_ip' => '10.20.30.40',
    'customer'  => [
        'type' => 'undefined_bank_card',
        'source' => 'my_app',
        'country' => 'RU',
        'merchant_customer_id' => 'client_12345',
    ],
    'order' => [
        'merchant_order_id' => 'order_123',
        'price' => ['amount' => '20.00', 'currency' => 'RUB', 'vat_included' => true],
    ],
    // СБП и SberPay — параметры к authorization.url, не поле запроса (§5.2)
];
 
$ch = curl_init();
curl_setopt_array($ch, [
    CURLOPT_URL        => $base . '/api/v3/projects/' . $projectId . '/invoices',
    CURLOPT_POST       => true,
    CURLOPT_POSTFIELDS => json_encode($payload),
    CURLOPT_HTTPHEADER => [
        'Content-Type: application/json',
        'X-Login: ' . $login,
        'X-Timestamp: ' . $ts,
        'X-Signature-Version: 3',
        'X-Signature: ' . $sig,
    ],
    CURLOPT_RETURNTRANSFER => true,
]);
$invoice = json_decode(curl_exec($ch), true)['data'];
curl_close($ch);
 
header('Location: ' . $invoice['authorization']['url']);

payload = {
    "client_ip": "10.20.30.40",
    "customer": {
        "type": "undefined_bank_card",
        "source": "my_app",
        "country": "RU",
        "merchant_customer_id": "client_12345",
    },
    "order": {
        "merchant_order_id": "order_123",
        "price": {"amount": "20.00", "currency": "RUB", "vat_included": True},
    },
    # СБП и SberPay — параметры к authorization.url, не поле запроса (§5.2)
}
 
response = requests.post(
    f"{BASE}/api/v3/projects/{PROJECT_ID}/invoices",
    json=payload,
    headers={
        "X-Login": LOGIN,
        "X-Timestamp": ts,
        "X-Signature-Version": "3",
        "X-Signature": sig,
    },
    timeout=30,
)
redirect_url = response.json()["data"]["authorization"]["url"]